- My daughter is going to college next year, what can I do now to start to prepare for paying for school?
- Is all financial aid ‘free money’?
- Where does Financial Aid come from?
- When should my student apply for Financial Aid?
- How does my student apply for Financial Aid?
- If parents are divorced, which parent provides information for the student’s FAFSA?
- Are there resources available in the parents name to help pay for their student’s education?
- What happens if I am denied a PLUS loan?
- My child is paying for school on her own; do I have to provide my information on the FAFSA?
- If I provide my information on the FAFSA, does this obligate me to pay for my child’s education?
- I have multiple children in college; do I need to complete a separate FAFSA for each child?
- What should I do if I have special circumstances not indicated on the FAFSA?
- Is the Expected Family Contribution (EFC) the actual amount that we will owe the school?
- Helpful and Important Links
- What is a Parent PLUS Loan?
- What are the Terms and Conditions of the Parent PLUS Loan?
- What is the interest rate on my Parent PLUS loan?
- Are there any additional fees for the Parent PLUS Loan?
- What is a Master Promissory Note?
- How do I complete the Master Promissory Note for the Parent PLUS Loan?
- What are my Parent PLUS Loan cancellation options?
- What happens to my loan if I move or if my child changes his enrollment status?
- A Minute to Learn it - Student Loan Repayment
- When do I begin repayment on my Federal Direct Student loan?
- Loan Prepayment During School
- Loan Prepayment During Repayment
- What happens to my Federal Direct loan if I do not attend school at least half time?
- What are my repayment options?
- What is an Income-Based Repayment Plan?
- What is the repayment period under an Income-Based Repayment Plan?
- What percentage of my post-college income should I plan to pay toward my loans?
- Do you have any suggestions for what I should be doing now to prepare myself to repay my loans?
- When should I consolidate my federal loans?
- What are my Stafford or Federal Direct Subsidized and/or Unsubsidized Loan cancellation options?
- What is Loan Forgiveness?
- What is Public Service Loan Forgiveness?
- What happens if I default on a loan?
- If I default on a student loan, how can I fix it?
- Are my parents responsible for paying back my student loans?
- Can I get federal financial aid if I am in default on a student loan?
- Where can I find information about my loans?
- What happens to my loans if I change schools or move?
- What are the conditions under which I may apply for a deferment or forbearance?
- What is a Pell Grant?
- What is the Lifetime Eligibility Used (LEU) for Pell Grants?
- Can I receive a Pell Grant if I go to school year-round?
- Can I use financial aid to pay for courses I repeat?
- If I have used the maximum Lifetime Eligibility allowable for Pell Grant, how will that impact paying for school?
- How can I best utilize my eligibility since I have a limited number of terms I can receive a Pell Grant?
- What is a Federal Direct Subsidized loan?
- What is the difference between a subsidized and an unsubsidized loan?
- What is the 150% Loan Limit Rule regarding federal direct subsidized loans?
- If I change programs, how will my 150% Loan limit eligibility be affected?
- How can I avoid losing my Federal Direct Subsidized Loan eligibility due to the 150% loan limit rule?